Using qyu
These terms apply to the qyu website and Atlas services. By using them, you agree to these terms. If you do not agree, do not use the service. You must be legally able to enter this agreement; if you use qyu for an organization, you must have authority to act for it.
Questions about the service or these terms can be sent to hello@qyu.finance. Our privacy notice explains how personal information is processed.
Research and its limits
qyu organizes company, people, policy and market information to support research. It may connect source records, explain possible effects of an event, and show context relevant to a portfolio you provide.
qyu provides information and analysis, not investment advice or recommendations. It does not place trades, hold funds, custody assets or make investment decisions for you.
Source records, entity matches and AI-generated explanations can be incomplete, delayed or wrong. A relationship does not prove control, wrongdoing or exposure; a possible impact path is not a prediction. A sanctions reference requires verification against the current official list and the correct identity.
Check the underlying source, date, assumptions and unresolved questions before relying on an output. A count of records does not establish complete coverage or the depth of analysis available for each record. Illustrative scenarios demonstrate a way to investigate an event; they do not report a live event or guarantee an investment outcome.
You are responsible for your investment and other decisions. Obtain professional advice when you need an assessment of your circumstances, legal obligations or tax position.
Accounts and access
Provide accurate account information, keep your sign-in method secure and tell us if you suspect unauthorized access. Do not share access in a way that bypasses the permissions assigned to your account.
Registering for an account currently gives you access at no charge. Public demonstrations may offer a narrower dataset or workflow than the registered service.
Your information and uploads
You retain the rights you hold in information you upload. You give qyu permission to host, process and display that information as needed to provide the features you request.
Only upload material you are permitted to use and share for this purpose. Check imported holdings before confirming them. You are responsible for the accuracy of the information you choose to save.
Do not upload brokerage credentials, email passwords, one-time sign-in codes or unrelated confidential information. The optional CAS password field is for opening that particular PDF. AI-assisted features may send questions, selected images and relevant research context to a model provider.
Acceptable use
You may use qyu for lawful research within the access and usage limits provided to you. You must not:
- Bypass authentication, access restrictions, rate limits or source-provider controls.
- Disrupt the service, upload malicious content or attempt to access another person’s account or private information.
- Use bulk scraping or automation outside an expressly available API, permitted export or written agreement.
- Use personal records to harass, discriminate unlawfully, impersonate someone or expose private information.
- Remove source attribution or present an illustrative, inferred or uncertain output as a verified fact, an official determination or personalized investment advice.
Report a security issue privately to hello@qyu.finance. Do not access or download other users’ information to demonstrate it.
Content and source rights
qyu’s software, interface, brand and original editorial material remain protected by their applicable intellectual-property rights. Access gives you permission to use the service under these terms; it does not transfer ownership.
Third-party filings, news, data and logos remain subject to their owners’ rights and any source licence. A public link or a record appearing in Atlas does not give you a blanket right to reproduce or resell the source. Preserve attribution and check the source terms before redistributing material.
External sources may change, move behind a paywall or become unavailable. Their inclusion does not mean that the source endorses qyu, or that qyu endorses every statement it publishes.
Availability and suspension
We may change features, supported sources or usage limits as the service develops. We do not guarantee uninterrupted availability, that every source will remain accessible, or that an error will be corrected by a particular time.
We may restrict or suspend access to address misuse, a security risk, a legal requirement or a breach of these terms. Where practical and lawful, we will explain the reason and how to contact us about it.
You can stop using qyu at any time. For account-wide data deletion, follow the request process in the privacy notice; deleting a sign-in alone does not erase all stored information.
Responsibility and disputes
The service is provided on the basis that research involves uncertainty. To the extent permitted by applicable law, we do not warrant the completeness, accuracy or fitness of an output for a particular investment, regulatory or commercial decision, or accept responsibility for investment losses resulting from your decisions.
Nothing in these terms excludes a right, remedy or liability that cannot lawfully be excluded, including mandatory consumer protections. We do not require you to waive those protections or to use a private arbitration process.
If something goes wrong, contact hello@qyu.finance with the relevant page, account or request reference and a description of the issue. Any dispute remains subject to the law and courts that have jurisdiction.
Changes and contact
We may update these terms as qyu develops. The date above identifies the current version. Material changes affecting an existing account will be communicated through the service or an appropriate contact channel before they take effect where required.
For access, source corrections, privacy requests or questions about these terms, email hello@qyu.finance.